Terms of Use

WishMD hopes that the users are satisfied and love using WishMD. We truly do. This document has all the necessary information that a user might require before using WishMD.

The terms and conditions are sometimes referred to as "Agreement" or the "Terms of Use." The Terms of Use listed below are to establish a contract between you, the users, and WishMD, Inc. "WishMD," "we," or "us," the technicians of WishMD.com and linked websites, services, mobile applications, and all the connected services (collectively, the "Services"). The services provided by WishMD on the terms and conditions are referred to or posted. For these terms and conditions, services include, without restriction, setting up technology integrated into the 3rd party websites. This agreement constitutes a contract between the users and the operators of WishMD that rules the user's access and the utilization of the services, and this means that by accessing the terms and utilizing the services provided by the WishMD, the users agree to all the terms and conditions stated in the agreement. If a user does not agree to follow the terms and conditions of the agreement, they may not use the Services provided by WishMD. The word "user" stated in the agreement describes a person who is a visitor or has access to any service provided by WishMD, whether a person registers for a WishMD account.

If a user's services provided from WishMD are ended for any reason, then:

a) The contract will be carried forward and binding upon the user about prior use of the services (this would also include any unauthorized or subsequent utilization of the Services), counting the user's indemnification obligations described in this document.

b) Any licenses or rights guaranteed to the developers under this contract will survive such termination. WishMD personal information and collection with the Services are described in WishMD privacy policy.

IMPORTANT:

IT IS SUGGESTED TO REVIEW THE CLASS ACTION WAIVER AND ARBITRATION NOTICE MENTIONED IN SECTION 17.1 CAREFULLY, AS IT WOULD REQUIRE THE USER TO RESOLVE THE DISAGREEMENT BETWEEN THE USERS AND WishMD BY INDIVIDUAL ARBITRATION AND BINDING. THE USER AGREES AND ACKNOWLEDGES THAT THE USER AND WishMD ARE EACH WAIVING A TRIAL BY JURY. THE USER ADDITIONALLY ADMIT AND AGREES THAT THE USER WAIVW THEIR RIGHT TO TAKE PART AS A COMPLAINANT OR GROUP MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING AGAINST WishMD. BY AGREEING TO THESE TERMS AND CONDITIONS, THE USER ADMITS THAT THE USER HAS READ AND UNDERSTOOD ALL THE TERMS AND CONDITIONS STATED IN THE AGREEMENT. WishMD is continuously trying to improve its Services, which means that the Terms of Use will also be changing simultaneously. "WishMD" reserves the right to make any necessary amendments to the terms and conditions. Before making any amendment, WishMD will send a notification on the WishMD website or send an email to its users to notify them about the changes made in the terms and conditions contract. Similarly, WishMD can use other mediums to notify its users. If the user does not agree to the updated terms and conditions, the users are free to cancel them; however, that would mean that the user will no longer use the Services provided by WishMD. If a user utilizes the Services by WishMD, that means that the user agrees to all the updated Terms of Use. Any disputes under this contract will be ruled by the version of the terms and conditions contract in effect at the first event, increasing the disagreement. Apart from amendments made by WishMD as described here, no other modifications of these terms and conditions will be effective until it is in written form and is signed by both the users and WishMD. WishMD might include new features to its Services, cease or terminate any part of the existing Services or substitute an innovative Service. WishMD will not be answerable for any termination or suspension of any Services. Therefore any utilization of innovative Services or features will be ruled by the following agreement. Suppose the user makes a WishMD account or utilizes the Services from WishMD on behalf of another person. In that case, it is viewed that the person who creates and uses the services will represent the authorization by such entity and agrees with the contract on behalf of such individual (in this case, the references to "user" will be referred to as that individual).

1. ABOUT THE SERVICES.

The subjects to the Terms of Use that Fivedocs provides the user a revocable, limited, non-sublicensable, non-exclusive, and a non-transferable license to utilize the services according to the terms of use Fivedocs state. The users can use some Services without having an account with Fivedocs. However, to have full advantage of all the services obtainable from Fivedocs, the users are advised to make a Fivedocs account and give some basic knowledge about themselves. By providing all the necessary information to Fivedocs, the users authorize us (Fivedocs) to utilize and reveal it as stated in the privacy policy. When using the Services from Fivedocs, the user might come across some "content" like text, articles, images, data, videos, graphics, audio, suggestion, information, availability, scheduling, guidance, and additional resources given and made accessible or else found through the Services of Fivedocs, as well as no limitations. The content is presented in direct answer to the posting or questions reported by the users. The users accept that though some material might be given by the specialists, delivering this material does not make a medical patient/specialized relationship and does not establish an opinion, medical guidance, or treatment and diagnosis. The content is given to guide the users in selecting a consultant, dentist, or other healthcare professionals, specialists, providers, agent, organization, or member from that place (collectively, "Healthcare Providers") or be generally educational. FIVEDOCS MAKE A REALISTIC DETERMINATION TO PRESENT THEIR ACCURATE SERVICES TO THE USERS. FIVEDOCS GIVES ZERO REPRESENTATIONS, GUARANTEES, OR WARRANTIES, WHETHER IMPLIED OR EXPRESSED WITH ADMIRATION TO ANY MATERIAL (INCLUDING BUT NON-LIMITED TO DESCRIPTIONS OF SPECIALIZED EXPERTISE, QUALIFICATIONS, QUALITY OF WORK, COST INFORMATION OR PRICE, BENEFIT INFORMATION, OR INSURANCE). FIVEDOCS WILL NOT BE LIABLE TO THE USERS ON ANY OCCASION FOR ANY CHOICE OR ACTIVITIES THAT IS MADE BY THE USER'S INDEPENDENCE OF ANY CONTENT. MOREOVER, FIVEDOCS DOES NOT REFER, ENDORSE OR RECOMMEND ANY ENTITY OR INDIVIDUAL STATED IN THE AGREEMENT OR/AND AVAILABLE THROUGH THE SERVICES.

2. We do not offer medical advice.

Fivedocs is not a health care provider. The material and the Services that the users receive or obtain from Fivedocs, its contractors, employees, partners, advertisers, sponsors, licensors, or else through the services are for educational, payment, and scheduling purposes only. All the information related to medical, including the nonlimitation information shared through Fivedocs Answers, Fivedocs knowledge Base, Fivedocs blog, Fivedocs social networks, Fivedocs text messages, and emails, and Fivedocs promotion, is for communication and educational purpose only. FIVEDOCS HOPES THE SERVICES AND THE INFORMATION IS USEFUL IN THE USER’S HEALTH CARE CYCLE. THE INFORMATION FROM FIVEDOCS IS NOT INTENDED TO REPLACE OR WORK AS A SUBSTITUTE TREATMENT, DIAGNOSIS, OR PROFESSIONAL MEDICAL ADVICE. IT IS ADVISED NOT TO UTILIZE THE CONTENT FOR EMERGENCY MEDICAL REQUIREMENTS. SUPPOSE THE USER ENCOUNTERS A MENTAL OR MEDICAL HEALTH EMERGENCY AND IS DESIRING TO TAKE ACTIONS TO CAUSE HARM AND NEGATIVE IMPACT ON THEMSELVES AND OTHERS IN SUCH CASES. IN THAT CASE, IT IS ADVISED TO CONTACT EMERGENCY OR/AND 911 IMMEDIATELY. THE UTILIZATION OF THE SERVICES BY THE USERS IS ONLY AT THE USERS OWN RISK. NOTHING POSTED, STATED. OR AVAILABLE THROUGH ANY CONTENT IS PLANNED TO BE, AND MUST NOT BE TAKEN TO BE, THE TRAINING OF PHARMACY, DENTISTRY, MEDICINE, NURSING, OR ADDITIONAL HEALTH CARE ADVICE, OR THE FACILITY OF MEDICAL CARE. Fivedocs is not a referral facility and does not recommend, refer, or endorse any specific consultant, examination, opinion, procedure, or additional statistics that might look over the content. If the user relay on any services from Fivedocs, they do this entirely at their own risk. Fivedocs motivate their users to approve solely material that is appropriate to the users with different sources, adding the medical associations relevant to the applicable specialty, health care provider's office, the user's state medical boards, and the suitable certification or licensing of the system to authenticate registered education and credentials.

3. No doctor-patient relationship.

DENTISTS, DOCTORS, NURSES, AND DIFFERENT MEDICAL PROFESSIONALS UTILIZE E THE SERVICE TO SHARE MATERIAL WITH FIVSDOCS USERS. THE USERS ARE ADVISED NOT TO USE THE INFORMATION PROVIDED FROM FIVEDOCS AS A SUBSTITUTE FOR HEALTH CARE. NO PATIENT RELATIONSHIP OR MEDICAL PROFESSIONAL IS MADE WHEN THE USER UTILIZES THE CONTENT OR SERVICES. THIS IS ACCURATE WHETHER SUCH MATERIAL IS GIVEN THROUGH/ BY THE UTILIZATION OF THE MATERIAL OR BY MANY DIFFERENT MEANS OF COMMUNICATION BY FIVEDOCS ADDING NONLIMITATION, THE FEATURE "FIND A DOCTOR, " FIVEDOCS KNOWLEDGE BASE, FIVEDOCS ANSWERS, FIVEDOCS BLOGS, FIVEDOCS TEXT MESSAGE LINKS TO OTHER WEBSITES OR EMAILS, FIVEDOCS SOCIAL MEDIA NETWORKS, OR ANY GUIDANCE THAT FIVEDOCS MIGHT PROVIDE THEIR USERS TO AID THEM LOOKING FOR ACCURATE CONSULTANT IN ANY HEALTH CARE GROUP. Fivedocs motivates healthcare providers to utilize the content/material correctly. Still, Fivedocs does not have any guarantee or control over the availability of any health care provider at any specific period. Fivedocs will not be answerable for any unfulfilled appointments or canceled, or any loss or injury resulting or related or arising from the utilization of the Services.

4. Authorization and acknowledgment; important information about health care provider relationships and their lists.

In connection with utilizing the Services to plan appointments with the specialists, the user understands that: THE USERS ARE IN CHARGE OF SELECTING THEIR SPECIALIST, ADDING WITHOUT LIMITATION, DETERMINING WHETHER THE VALID HEALTH CARE PROVIDER IS APPROPRIATE FOR THE USER'S HEALTH CARE REQUIREMENTS BASED ON EXPERIENCE, SPECIALITY, LICENSES, QUALIFICATIONS, AND OTHER NECESSARY CIRCUMSTANCES AND FACTS THAT COULD HAVE AN IMPACT ON THE USER'S CARE. Fivedocs or the designee takes some limited steps to: a. Authenticate that the specialists providing their health care services with Fivedocs do have some certifications, activity licenses, or registration that might be required by the law to practice the healthcare services they provide. b. Authenticate that the health care specialists are not registered in the U.S. Department of Health and Human Services Office of the Inspector General Exclusion database. Fivedocs might also eliminate health care providers from Fivedocs Services who, at Fivedoc's discretion, have been involved in unprofessional, inappropriate behavior (including, but not restricted to, the act of abuse of our Community Standards). All the skilled providers are suitable to utilize Fivedocs Services, Fivedocs lists of health care providers are not exhaustive. The health care providers select either to take part in providing the services, the availability of appointment if there are any to be advertised on the health care providers profile created on Fivedocs, moreover, they might also select the extreme amount that they might want to spend on potential patients’ registration received by Fivedocs. This means that even if they participate in the Services, the consultants might have extra availability beyond what is listed through the Services if the user directly contacts them. Some doctors listed through the services enter into contracts with Fivedocs and might also pay Fivedocs an amount to be able to use or market through the services. If a user of Fivedocs registers an appointment with the consultants through the Services, Fivedocs might gain a commission.  To assist the users in looking for a suitable consultant according to the patient's need and allow a wide range of diversity and choice of the health care advisors taking part in the services, Fivedocs provides its users with the profile and list of consultants. According to the information provided by the users, such as, • Geographical location • Insurance information • Consultant specialty or the Services provided by them • The consultant's experience or rating by other Fivedocs users • The availability of the health care advisor Fivedocs will provide the results according to the needs of their users and utilize the information provided by them to help find a suitable health care provider for them. Please note that more health care providers might meet the users' requirements but might not be available through Fivedocs.  Fivedocs • Fivedocs does not refer, employ, endorse or recommend any health care advisor. • Fivedocs does not warranty the Services or make any representations for these consultants or the value of their Services. • Fivedocs is not responsible for confirming that the information given by the health care providers about themselves is updated or accurate. • Fivedocs does not take responsibility for ensuring that the health care advisor's Services are up to some quality standard. • Fivedocs does not take any extra charges from the health care advisors for including them in a better position in the list through the Services. Fivedocs does not control the activities of any consultant, and they are not employees.  It is to be noted: • To the extent that the user utilizes the services provided by the user’s employer, Fivedocs might give a list or the previews of the profiles based on the criteria according to the employer agents, employer, or advisors. • Fivedocs provides a platform for or serves technical support to the provider directly linked with the user’s health. The healthcare advisor will be seen in the directory according to the measures determined by the user’s health plan as applicable. • Fivedocs might show the user’s sponsored results and advertisements through the Services, including interspersed or above within the search results. • Fivedocs will charge additional charges from the health care advisors for Sponsored Results. Such sponsored results should and are not considered a referral, endorsement, or recommendation by Fivedocs of the health care advisors. • All the sponsored results are labeled "Paid Ad" or "Sponsored" in the services.

5. The Services and content are informational and educational resources.

 The Services are educational and informational resources for the health care advisors and the consumers.  Fivedocs may, but have no obligation, put out content through the Services revised by Fivedocs editorial personnel.  No one adding Fivedocs has been involved in the publication or preparation of educational and informational work assurances that the content is accurate, timely, or complete, and will not be in charge or accountable for any omission or errors for or in the results attained from the utilization of such content. Health care provider content:  The content related to the healthcare advisors and their healthcare advisors is planned for the general reference purpose only.  The content of the health care provider might be given by the health care provider or/and staff of the office and can be collected from other various sources of data that the health care provider might assure.  Fivedocs will make an effort to ensure the information and knowledge provided by the health care provider and keep it updated. The content provided by the health care providers can often change and become outdated, inaccurate, or incomplete sometimes.  Fivedocs does not give any piece of certification or advice about the qualification of any particular consultant. Products/Services/Procedures:  The products, procedure services, and devices discussed or/and promoted by the Services are not valid to all patients, users, and clinical circumstances.  Any product, procedures, devices, and services that are represented through the Services by sponsors, participants, and advisors of the Services, whether they are paid or unpaid, are shown for the user's knowledge and awareness and do not necessarily imply and Fivedocs makes no claims as to appropriateness or safety for any person or prediction of outcome, effectiveness, or success. Insurance content:  Content related to insurance adding without limitation, insurance coverage, and benefits information ("insurance content") is planned for the universal reference purpose and the user's convenience only.  The insurance information might be based upon the personal data that the users provide to Fivedocs and the health care advisors, like the CPT codes and other encounter data.  The information and information regarding insurance might also be directly provided to the users by the insurance provider the user identifies or a third-party clearinghouse.  The information included in the insurance can often be amended and can become outdated, inaccurate, or incomplete. The user agrees that they will: • Maintain and verify accurate personal data in the information adding without limitation, confirming such personal information gained by automated means from an insurance card that the user gives. • Give complete and accurate data related to insurance.  Fivedocs struggles to give the users the exact insurance information and knowledge. Fivedocs takes no guarantee of any inaccuracies, outdated, or incomplete insurance content.  The users are held responsible for conforming with the subparts mentioned above.

6. Medical information

 The users might select to come in certain medical information in the Services by requesting a filling or an appointment out from a medical background from "Medical History Form" for the user or for the third-party for whom the user has the approval to give such content.  The user can request Fivedocs to provide the piece of information to the desired health care advisor.  The user agrees and acknowledges that the content will be accepted and revised by someone conformed by the user or by the user at the time of the user's appointment to safeguard accuracy.  The user also gets that Fivedocs might utilize the information or data provided by the user in the medical history form by Fivedocs privacy policy.

7. User’s responsibilities
7.1 User’s Fivedocs account credentials

• When the users make a Fivedocs account, the user will give an email address and generate a password (“credentials” collectively). • The user should keep their passwords and other credential information confidential. • It is advised to immediately inform Fivedocs if the user’s password has been stolen or cooperate by sending an email to service@Fivedocs.com. • The user promises to provide complete, accurate, and up-to-date registration information to Fivedocs about themselves. • The user might be able to link the Services that are maintained by the third-party company like Google LLC (“Google”), Facebook Inc, or (“Apple”) Apple Inc. if the user like the Service by a third-party service, the user allows Fivedocs to access and utilize the user’s information from the third-party Service. The user is ultimately in control of how much knowledge about the user is accessible to Fivedocs. The user might experience such power by adjusting the privacy settings of such third-party Services. • Fivedocs takes no responsibility and control over the Services, accuracy, content, privacy policy, or practice of or view expressed by the third party.

7.2 General responsibilities of the users.

• Downloading our Fivedocs app and creating a Fivedocs account contains no cost, but the users are still required to have their responsibility for health care expenditures. • Any medical or related services charges rendered by the health care advisor will apply and be purely the user's responsibility. • The users are responsible for guaranteeing that all the information provided to Fivedocs is up-to-date and accurate, including the insurance information. • Some services that Fivedocs or the user's health care advisor might not be available depending upon some factors, including the user's insurance participation. • The user must resolve any quarrels between the health care advisor and the user from any transaction directly with the health care advisor. • The users are in charge of the utilization of the Services and for all the confidential information, including the utilization of a third person from whom the user has permitted their credentials. The user might utilize the Services for a non-commercial and lawful purpose. If the user is prohibited from using the Services from Fivedocs in applicable law, the user won’t authorize to utilize the services. • The user might not utilize the Services in a way that could disable, damage, overburden or impair Fivedocs network or Services, or interfere with any other user's utilization and pleasure of the Services. • The user might not try to attain any unauthorized access to any of the user's account, Services, network, or computer system via password mining, hacking, or any portion or content of the Service also, including appointment availability, health care advisor content, insurance content, price information, and without limitation for any use. • The users are also in charge of complying or reviewing with the terms that are outlined in Fivedocs Acceptable Use Policy and Community Standards. • Fivedocs might take legal action and implement technological measures to stop the boundaries hereunder's violations and enforce these Terms of Use, Fivedocs Community Standards, and our Acceptable Use Policy.

7.3 The responsibilities of healthcare advisors and others in the medical and health care industries.

If the user is related to a health care advisor or the medical industry, irrespective of whether the user wants to maintain the Fivedocs Account or the user intends to schedule an appointment with the services, the user agrees that: 1. The user will not utilize the Services to access, view, or indirectly or directly, availability, price, or other content for any reason except the user’s private use as a prospective patient or patient; 2. The user will not utilize the Services to establish or attempt to establish, indirectly or directly, enforce any coordination or agreement of the charges that are charged for any services or product; the kind, amount, or frequency of any product or services that are offered; or the customer categories or customers for any service or product, or trying to engage in price-fixing, market allocation, output restrictions or customers; 3. The user will not utilize the services indirectly or directly to involve in any deceptive, competitive, or unfair practices (as well as but not limited to fraudulent reservation of health care appointments) or else disrupt applicable competition, antitrust, regulations, or computer protection laws.

7.4 Disputes between the users.

• Suppose there is a disagreement between the applicants on this site or Services, or between the users and the third-party (as well as not limited to health care advisors). In that case, the users agree that Fivedocs has no obligation to become part of the disagreement. • In such case of a disagreement with health care advisors and one or more other users, the user release Fivedocs its officers, directors, employees, successors, and agents from demands, claims, and damages to any nature or every kind, known or unknown, unsuspected or suspected, undisclosed or disclosed rising out of or somehow linked to such disputes or Services provided by Fivedocs.

8. Telemedicine services.

• The user might be able to use some telemedicine services by the Services, including but not limited to Fivedocs video service (Fivedocs video Services). • It is to be noted that Fivedocs is not a health care advisor, prescription fulfillment warehouse, or insurance provider. • In providing the Fivedocs video Service, Fivedoc's role is limited to creating some telehealth-related knowledge available to the user or facilitating the user's access to telemedicine services that Fivedocs provide. • Fivedocs is not held responsible for the omissions or the health care providers' actions and any content of the user's communications with them. • Fivedocs is independent of the healthcare advisors and does not hire or experience any control over the services the healthcare advisor provides, irrespective of whether they use the Fivedocs video Services.

9. Third-party links and services.
9.1 links to other websites

• When utilizing the Services, the user may come across links to different websites. These links are given for the user's accessibility only, and Fivedocs do not endorse these links or the services and products they offer. • The user agrees and acknowledges that Fivedocs is not in charge or liable for the accuracy or content of these other websites. • Fivedocs to link to a reliable website, there is a possibility that the connections might include unlawful, objectionable, or inaccurate; Fivedocs will not be questionable or in charge of decency of content that the websites contained or accessed through other links. • By utilizing the services, the user holds and releases Fivedocs harmless from all the legal responsibility with the individuals or organizations that are found by the Services and payments and delivery of goods and services. Any other terms and conditions warranties or representations associated with such dealing are between the user and individuals or organizations. • The user should investigate any necessary before any offline or online communications with third parties. • The users agree that Fivedocs will not be answerable and in charge of any damage or loss incurred as an outcome of any dealings.

9.2 Third-Party Software

• Fivedocs might join a third-party software as part of some services and, without limitation, open source third-party software. • The utilization of the third-party software is subject to all the applicable additional terms and conditions leading, such as those provided by the third-party software provider. • Fivedocs might provide the notice regarding the third-part software. • The notice might include a disclaimer and attribution notice which applies to the third party

9.3 Application Stores.

• The users agree and acknowledge that the accessibility of the Fivedocs mobile application is hooked on the third-party store from which the user downloads the Application, for example, Google Play, the Apple App Store, or a distribution platform. All of these are application providers. • Each one of the application providers will have its terms and conditions to which the user disagrees and agree before downloading from them. • The user's agreement to comply with the user's license to utilize Fivedocs applications is conditioned upon the user's compliance with the terms and conditions of such application provider. • The terms and conditions from such application provider are less restrictive than, otherwise conflict with the terms of conditions of such Terms of Use, the more conflicting or restrictive terms and conditions in these Terms of Use put on. • If the user is accessing the Services through an application (an "Application") by the application provider, the user agrees and acknowledges that: o The Terms of Use are between the users and the Fivedocs and are not with the application provider. Fivedocs is in charge of the Services and not the application provider. o The application provider does not have an obligation to provide support service or maintenance and handle any warranty claims. o The application provider will not be in charge of claims or addressing the user or any third-party have linked to the Application. o The Application is a third party who is the beneficiary of the Terms of Use as linked with the user utilization of the Application. o The third-party who provides the Application contains the right (and will be considered to have recognized the right) to ensure the Terms of Use as linked to the user’s utilization of the Application against the user. o On the occasion of any application provider's claim that the Application or the user's goods and utilization of the Application infringe the third-party intellectual property rights. o Fivedocs and the third party will not be in charge of the investigation, settlement, defense, and discharge of any infringement claim. o The user is not located in a country theme to a U.S state embargo, or the U.S state has planned that as a "terrorist supporting" country. The user is not stated on any U.S. state list of restricted or prohibited parties. o The previous terms are applied to the user’s utilization of all the Services and the Application.

10 Transaction and payment processing
10.1 Transaction and payment processing generally.

• The user might be allowed to utilize the services to pay for Designated provider Services, other services, or products provided by the applicable health care provider. The payment is compulsory, including the user's insurance co-payments. • Together with such payments, Fivedocs process the payment card content according to Fivedocs Privacy Policy. • Fivedocs or its payment processing partner might gather from the applicable Health care advisor a transaction processing charges of our payment, collection, and billing services (the "Transaction Processing Services") linked with such amount. • It is to be noted that any payment terms shown to the user in signing up or using a transaction processing service or payment services are deemed part of these terms

10.2 We have designated provider services

• Some health care advisors might offer by the services price knowledge for their services and their related health care products known as the ("Designated provider services") and give authorization to the user to utilize the benefits to pay for such designated provider services • Before the registration of an appointment for the designated provider services. o The knowledge about the price. o The services and the products that are comprised and omitted un the designated provider services. o If the user agrees, the health care advisor must give appropriate designated provider services at or below the price shown when setting up ("Designated price"). o The Services different or in addition to the designated provider services might be offered, rendered, or available by the health care advisor. o The user and their health care provider approve the pricing for any different or additional services. o FIVEDOCS IS NOT IN CHARGE OF THE USERS OR ANY HEALTH CARE ADVISOR’S FAILURE TO ACCEPT ANY PRICING FOR DISTINCT OR ADDITIONAL SERVICES

10.3 Payment of the user’s financial obligations under the user’s insurance benefits and coverage.

• Some health care advisors might permit the user to utilize the services to pay for a portion or all of the user's financial responsibilities under the user's benefits and insurance coverage (the "insurance payment services") • While Fivedocs endeavors to give correct insurance information such as the user's co-payment obligation). • Fivedocs does not disclaim and guarantees all warranties that the insurance information is accurate. • The user accepts the insurance information provided through the insurance provider or the third-party clearinghouse. It is to be noted that: o The insurance information is regularly upgraded, but some reflect amounts that the user might have paid before the user’s deductible. o The user is likely to have an explanation of benefits or similar document from the user's insurance company after the user has obtained the user's health care advisor's services. o The user might eventually owe the user's health care advisor more than the user paid through the insurance payment services.

10.4 Transaction processing.

• The transaction processing fee will not surpass the fair market rate for the transaction processing services that Fivedocs and its payment processing partner provide. The health care advisor might distinctly charge the user for extra or distinct services or products. • The users agree and acknowledge that: o The user is responsible for, and the user will pay the Designated price for the Designated provider services that Fivedocs charges by the appropriate healthcare advisor, including other amounts that are suitable health care advisor might charge by Fivedocs for any extra or distinct services that are rendered during or connected to the appropriate appointment; o The user may be in charge of paying all necessary expenses by the contract or law, such as the health plan agreement and all cost-sharing responsibilities, for example, co-payments, but limited to other coinsurance obligations and deductibles. o If the user uses Fivedocs transaction processing services, Fivedocs might process the user’s payment and might do so in the partnership with Fivedocs payment processing partner; o Fivedocs is not in-charge of any payments incurred for any services or products provided by the health care advisor, as well as any Designated provider service; o Fivedocs is not in-charge of any charges submitted for meting out by the health care advisor. o The user argues about any amount charged or chargeable by Fivedoc's health care advisor. The user will resolve any dispute directly with the valid health care advisor. o Suppose the user utilizes Fivedocs transaction processing services. In that case, the user might need to agree to Fivedocs Terms of Use and Fivedocs privacy policy of the payment processing partner concerning the transaction processing services. Fivedocs utilizes stripe, Inc. as the payment processing partner. The user can access the stripe's Terms and Services at (SITE FARE) o The user will review all the charges on time by the transaction processing services and instantly inform Fivedocs to the extent the user has any concerns, questions, or disputes. The user will not put forward any questions regarding the conflicts or matters after 12 months from the applicable transaction date. o Fivedocs is not answerable for any mistake, omissions, or other actions of the amount processor. o The user further agrees and acknowledges that Fivedocs and their payment processing partner will not be answerable if either Fivedocs or fivedoc's payment processing partner is not able to complete a transaction for some reason, as well as not limited to:  If the user cannot provide Fivedocs with complete and accurate payment information.  If the user does not have the required amount of credit to fulfill the transaction.  If the user does not have a working payment card, or if Fivedocs is unable to verify the user’s identity or payment card information.  If the User's Fivedocs account, users account with Fivedocs payment processing partner, the user's access to the Services, or user's access to the payment processing partner's assistance has been suspended or terminated.  If Fivedocs or Fivedocs payment processing partner has the motive to have confidence in that the requested transaction is illegal, or;  If Fivedocs suspends or terminates the services, we give them to the applicable health care advisor.

11 Reviews and other content the user submit or post.

• The user will have the chance to give valuable feedback about their experiences with the health care advisors by their services. Moreover, to provide questions regarding the possible medical requirements and to participate in other community or interactive features of the services known as the posted information. • The user must behave responsibly when submitting the posted information. • The posted information submitted by the users must comply with Fivedocs Acceptable Use Policy, and the user’s health care advisor remarks must comply with Fivedocs published guidelines, including internal policies that Fivedocs might create and change from accordingly form time-to-time. • It is to be noted that while Fivedocs might moderate posted information (including but not limited to the health care advisor’s reviews) • Fivedocs does not confirm or endorse the correctness of any reports created in such posted information to comply with the necessities in this topic. The published information only tells the opinions and views of the writer but not the views of Fivedocs. • All the listed licenses are subject to Fivedoc's Privacy Policy to the degree the link to the posted information that is the user’s personally-identifiable content. • By submitting the posted information by the Services, the user approves to grant, the User warrants and represents that the user has the right to give to Fivedocs and its agents, contractors, and affiliates a perpetual, irrevocable, royalty-free, fully paid up, fully sublicensable, worldwide license to utilize, publicly perform, copy, publicly display, digitally perform, and issue such posted information and to edit, translate, adapt, incorporate into other works, prepare derivative work of, and or else entirely exploit such posted news that the user has full rights to give such licenses to Fivedocs without violation and infringements of the third-party rights, as well as without limitation any privacy rights, copyrights, publicity rights, contract rights, trademarks, or other intellectual proprietary or property rights. • The user might not issue posted information that is fraudulent or false or does not accurately put forward the user's experience and opinions. • The user agrees and understands that Fivedocs, in carrying out the essential technical steps, gives the services to Fivedoc's users. Moreover, Fivedocs might need to make amendments to the user's posted information to adapt and verify the information to the technical necessities of linked networks, services, media, or devices. The previous licenses contain the right to perform such tasks. • The posted information is entirely the duty of an individual from whom the posted information is created and does not reproduce Fivedocs opinion. • Fivedocs does not take up the legal responsibility for the posted information or any liabilities, claims, or failure resulting from any posted information. • Fivedocs also encourages and welcomes users to submit their valuable feedback, suggestions, and comments for improving Fivedoc’s services. • The user might provide their valuable feedback via Fivedocs social media accounts, emailing Fivedocs, or by another medium of communication. • The valuable feedback that the Fivedocs users will provide will be taken as non-proprietary and non-confidential information. • By providing valuable feedback to Fivedocs, the user gives Fivedocs a worldwide, non-exclusive, irrevocable, royalty-free, perpetual, sub-licensable license to publish and utilize such valuable feedback for any requirement without any compensation to the user.

12 The user's use of content.

• All the information is retained by Fivedocs or Fivedocs licensors. The complete knowledge is protected via trademarks, copyrights, trade secret laws, patents, and international treaties and proprietary rights. • The user agrees that the services and software or underlining technology are connected with the services that hold Fivedocs proprietary content. • Fivedocs allows the users to utilize the knowledge for non-commercial, personal purposes only and does not transfer any intellectual property rights by authorizing the users to use the services. • The user might download, print, and store the knowledge from the services for the user's convenience. Still, the user might not distribute, copy, republish (apart from as expressly acceptable herein), exploit, or sell. • The user might exploit the services in part or whole for any commercial benefit or other benefits. • Apart from as expressly given herein, neither Fivedocs nor its suppliers allow the users any implied or express. Fivedocs do not explicitly approve all the rights in the services to the users are retained by Fivedocs.

Disclaimer

• Fivedocs is formed to improve patients' health care practice, and Fivedocs requires the user's experience with Fivedocs to be excellent. • Fivedocs perform their best to make the user's experience remarkable. The user acknowledges that Fivedocs have no control over any actions related to: o Who can access the services provided by Fivedocs? o What information can the users access? o The possible effect the data might have on the user. o How the user might utilize or interpret the data. o A user might take the possible actions as the outcome of being exposed to the information. • The user releases Fivedocs from any legal responsibility for the user’s inability to utilize any information. • Fivedocs and our suppliers, licensors, parent, partners, affiliated or subsidiaries entities and their representative directors, officers, members, consultants, employees, contract employees, agents, and representatives and their successors and assigns (Fivedocs and parties together, the “Fivedocs parties”) creates no warranties or representations about recommendations and suggestions of the products or services purchased or offered by the Services. The Fivedocs parties will not be liable or responsible for the copyright, accuracy, legality, decency, or compliance of material accessed through the Services. • Fivedocs have no special connection with or fiduciary responsibility to the user. • FIVEDOCS AND FIVEDOC'S SUPPLIERS AND LICENSORS SUBMIT THE SERVICES "AS AVAILABLE" AND "AS IS. " • FIVEDOCS CREATES NO IMPLIED OR EXPRESS GUARANTEES OR WARRANTIES REGARDING THE SERVICES OR CONTENT. • TO THE EXTREME EXTENT ALLOWED BY THE LAW, FIVEDOCS HEREWITH RENOUNCES ALL SUCH GUARANTEES, AS WELL AS ENTIRE STATUTORY WARRANTIES, INCLUDING NONLIMITATION, ANY ASSURANCES THAT THE SERVICES ARE MARKETABLE OF THE ACCEPTABLE QUALITY, CORRECT, SUITABLE FOR THE PARTICULAR NEED OR NON-INFRINGING OR PURPOSE. • FIVEDOCS DOES NOT ASSURE THAT THE OUTCOME THE USERS MIGHT BE AVAILED BY THE SERVICES ' UTILIZATION WILL BE RELIABLE, EFFECTIVE, OR CORRECT AND WOULD MATCH THE USER'S REQUIREMENTS. • FIVEDOCS DOES NOT PROVIDE WARRANTIES THAT THE USER WILL BE ABLE TO UTILIZE THE SERVICES (DIRECTLY OR BY THE THIRD-PARTY LINKS) AT THE LOCATION OR TIME OF THE USER'S SELECTION. • FIVEDOCS IS NOT IN CHARGEABLE FOR THE RELIABILITY, CORRECTNESS, COMPLETENESS, OR TIMELINESS OF THE CONTENT THAT IS SUBMITTED BY THE USERS OF THE SERVICES OR ADDITIONAL INFORMATION OR DATA THAT IS SUBMITTED OR RECEIVED BY THE SERVICES. • FIVEDOCS DOES NOT GUARANTEE REGARDING THE INFORMATION SYSTEMS, FUNCTIONS, SOFTWARE MADE ACCESSIBLE BY THE SERVICES, OR ADDITIONAL SECURITY RELATED TO THE TRANSMISSION OF THE SENSITIVE CONTENT. • FIVEDOCS DOES NOT GUARANTEE THAT THE SERVICES WILL WORK BUG-FREE, UNINTERRUPTED, BUG-FREE, AND FREE FROM FAULTS, THE SOFTWARE OR SERVICES ARE VIRUS-FREE, THERE WILL BE NO LOSS OF DATA, AND THERE ARE NO HARMFUL ITEMS.

14 General limitation of liability.

• THE USER'S SOLE AND THE EXCLUSIVE MEDICATION FOR ANY ARGUMENT BETWEEN FIVEDOCS AND THE USERS WILL RESULT IN THE CANCELLATION OF THE USER'S FIVEDOCS ACCOUNT. • ON NO OCCASION SHALL FIVEDOCS CUMULATIVE LIABILITY TO THE USER UTILIZATION OF THE SERVICES, IRRESPECTIVE OF THE KINDS OF ACTIONS, SURPASS THE GREATER OF: o THE EXACT NUMBER OF CHARGES, IF THERE ARE ANY, THAT THE USER PAID TO MAINTAIN OR MAKE A FIVEDOCS ACCOUNT FOR THE UTILIZATION OF THE SERVICES, OR; o $100; EXCEPT THAT, FOR ALL AND ANY CLAIMS LINKED TO THE RISING OF THE USER'S UTILIZATION OF THE TRANSACTION PROCESSING SERVICES, IN NO OCCASION SHALL FIVEDOCS CUMULATIVE LIABILITY AFTER THAT IRRESPECTIVE OF THE FORM OF ACTIONS SURPASSES THE EXACT NUMBER OF TRANSACTION PROCESSING AMOUNT IF THERE ARE ANY DISPATCHED TO AND RESERVE BY FIVEDOCS FOR GIVING TRANSACTION PROCESSING SERVICES FOR THE REGISTRATIONS MADE BY THE USERS SIX MONTHS BEFORE THE OCCASION BOOSTING THE APPROPRIATE CLAIM. • TO THE EXTREME LEVEL PERMITTED BY THE VALID LAW, ON NO OCCASION AND UNDER NO LAWFUL CONCEPT AS WELL AS NONLIMITATION, CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE SHALL ANY OF THE FIVEDOCS PARTIES BE IN CHARGE OF THE USER OR THE THIRD PARTY THAT CLAIMS BY OR UNDER THE USER. • FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, OR EXEMPLARY INJURY ARISING FROM THE USER'S USE OF OR INABILITY TO UTILIZE THE SERVICES. • THESE EXCLUSIONS ARE PUT ON ANY CLAIMS FOR DECREASE IN PROFITS, LOSS OF GOODWILL, LOST DATA, WORK STOPPAGE, BUSINESS INTERRUPTION, ACCURACY OR RESULTS, MALFUNCTION OR COMPUTER FAILURE, ANY OTHER COMMERCIAL LOSSES OR DAMAGE, ANY ADDITIONAL SERVICES, GOODS, MEDICAL MALPRACTICE OR TECHNOLOGY, OR NEGLIGENCE OF THE HEALTH CARE ADVISOR USE BY THE UTILIZATION OF THE SERVICES, OR STUFF ELSEWHERE FIVEDOCS SENSIBLE CONTROL, EVEN IF FIVEDOCS IDENTIFIED OR SHOULD HAVE IDENTIFIED OF THE OPTION OF SUCH HARM. • AS IN SOME JURISDICTIONS OR STATES DO NOT PERMITS THE LIMITATION OF THE LIABILITY OR EXCLUSION FOR INCIDENTAL OR CONSEQUENTIAL HARM, IN ANY JURISDICTIONS OR STATES, FIVEDOCS LIABILITY SHALL BE RESTRICTED IN ACCORDANCE HEREIN TO THE EXTREME EXTENT PERMITTED BY THE LAW. • THE USER SHALL AND AT THIS MOMENT WAIVE THEIR RIGHTS CONCERNING THE CALIFORNIA CIVIL CODE SECTION 1542 OR ANY ALIKE LAW OF ANY JURISDICTION, WHICH INCLUDES IN MATERIAL THAT "A GENERAL RELEASE DOES NOT EXCEED THE CLAIMS WHICH THE RELEASING PARTY OR THE CREDITOR DOES NOT SUSPECT OR KNOW TO OCCUR IN HIS OR HER SETTLEMENT WITH THE RELEASED OR DEBTOR PARTY."

15 Termination.

• If the user is not utilizing the services according to the agreement, Fivedocs reserve the right, if Fivedocs view it is best, to deactivate/ suspend and terminate the user Fivedocs account instantly without any notification. • If there is any violation found regarding the Terms of Use agreement, Fivedocs Acceptable Use Policy, Fivedocs Community Standards, or additional policies and terms that are posted by the services by the user or by the third-party utilizing the user Fivedocs account and the user's personal information without authorization • Fivedocs might feel like deactivating the user's Fivedocs account for any reason and the inactivity for an extended time. • Fivedocs shall not be answerable to the user or any other person for ant suspension, deactivation, or termination of the user's access to the Services. • The user approves not to utilize the services after such suspension, deactivation, or termination (apart from where deactivation is pending only to inactivity, and the users are allowed to make another Fivedocs account). • Fivedocs account termination might destroy any content linked with the user Fivedocs account. • Sections 1-6, 9-18, and additional requirements that must survive termination of these Terms of Use will survive any expiration or termination of these Terms of Use. • Fivedocs reserves the right to explore and, at Fivedocs discretion, takes proper legal action in contradiction to anyone who violated these Terms of Use as well as without limitation, eradicating any offending communication from the Services, terminating the Fivedocs account of such violators, or jamming the user’s utilization of the services.

16 Indemnification

• According to the request made by Fivedocs, the users approve of protecting assure the Fivedocs parties from all claims, liabilities, damages, expenses, consequential and actual demands, as well as sensible attorney's payment that might increase from or are linked to: o the exploitation of this agreement and non-limited Terms of Use, Fivedocs acceptable use policy, and community standards. o The user’s utilization of the services. o The exploitation of any intellectual property and other human rights of an entity or person. o Any third party utilizes the user's private information without their permission. o The previous indemnity responsibilities do not apply to claims, liabilities, and expenses increase due to the user's international misconduct or gross negligence.

17 Arbitration agreement

• Fivedocs expects that Fivedocs can have solutions to any disagreement the user may have with Fivedocs. However, if there is any disagreement that requires further resolution, the process will continue according to this section. • The users must read the following ARBITRATION AGREEMENT cautiously. It needs the user to settle some disagreements and claims with Fivedocs and restricts how the user can pursue a break from Fivedocs. • The users and Fivedocs agree and acknowledge that for the reason of any disagreement increases linking to the subject material of these Fivedocs Terms of Use, Fivedocs directors, Fivedocs officers, Fivedocs employees, and Fivedocs independent personnel are the third-party beneficiaries of these Fivedocs Terms of Use and that upon the user's acceptance of such Terms of Use, the contractors (personnel) will have the right (and will be considered to acknowledge the rights) to carry out Fivedocs Terms of Use opposite to the user as a third-party beneficiary.

17.1 Arbitration instructions; applicability of arbitration agreement.

• Fivedocs and its users shall utilize their extreme effort to fix any argument, claims, disagreement, or questions arising from or linking to the subject material of these Fivedocs Terms of Use straitly by the good-faith discussions, which shall be a condition to any of the two groups initiating negotiations. • This kind of arbitration does not fix the argument. The compulsory arbitration shall finally establish in the New York district. • The negotiation will move forward in the English language in unity with the JAMS Streamlined Arbitration Rules and Procedures, then, by one commercial arbitrator with considerable understanding of undertaking commercial contract and intellectual property arguments. • According to the rules, the arbitrator shall be chosen from the correct list of JAMS authorities. • Decision upon the price rendered by such arbitrator might come in any court of competent jurisdiction.

17.2 Cost of arbitration

• The guidelines will govern the payment of all the arbitration charges. • Fivedocs will repay all the arbitration charges for claims less than 75000 dollars. • Fivedocs will not seek its attorney's cost and fee in arbitration except if the arbitration views that the user's claims are frolicsome.

17.3 Small claims court; infringement.

• The User or Fivedocs might state claims if the claims meet the small claims court in the United States or any New York County where the user is located. • The running obligate to the attribute the settlement, Fivedocs and the users have the right to avail equitable relief or injunction at any period, from any court of experienced jurisdiction, to stop the threatened or actual infringement, violation, or misappropriation of a party's trademark, copyrights, patents, trade secrets, or other intellectual property rights.

17.4 Waiver of the jury trial.

• THE USER AND FIVEDOCS WAIVE ANY STATUTORY AND CONSTITUTIONAL RIGHTS TO PURSUE THE COURT AND HAVE A TRIAL WITH THE JURY OR JUDGES. • Fivedocs and their users are instead selected to have arguments and claims fixed by the arbitration. • The arbitration process is typically more efficient, more limited, and cheap than the regulations applied in the court and is subjected to very little feedback by the court. • In any court case between the users and Fivedocs over either to vacate or carry out an arbitration award, the User and Fivedocs WAIVE ALL THE rights to a jury trial and elect instead to have the judge fix the argument.

17.5 Waiver of class or consolidated actions.

• All the claims and the disputes inside the scope of this arbitration contract must be litigated or arbitrated on a person’s according’s and not according to the class basis. • Claims of more than one user or customer cannot be litigated or arbitrated, consolidated, or jointly with those of any other user or customer. • If, in any case, the consolidated or wavier of class actions are deemed unenforceable or invalid, then neither Fivedocs nor the users are entitled to arbitration; and all the disputes and the claims will be solved in the court as stated below.

17.6 Opt-out

• The user has the right to opt out of the requirements of this segment by sending the written notice of the user's choice to opt out to the following address: (address) • Within the 30 days of first acknowledging the Terms of Use. • The users must include the following information. o The user's name and the residence address. o The user's telephone number or the email address linked with the User's Fivedocs account. o A statement in which it is mentioned that the user needs to opt out of these Terms arbitration agreement.

17.7 Venue.

• Suppose the user sends the arbitration notice mentioned in section 17.6 or in cases where the ongoing arbitration agreement permits the User and Fivedocs to litigate any argument arising out of or linking to the subject material of these terminologies in court. In that case, the lasting arbitration agreement will not work for any of the two users. Fivedocs acknowledges that Fivedocs will carry any court work except the small claim's actions in the federal court or state situated in New York County, federal or New York district in which the county falls.

17.8 Severability.

• If the ban against the class actions and other claims carried on behalf of the third-party contained above is found to be unenforceable, then in all of the preceding language in this arbitration contract will last the expiry of the user’s connection with Fivedocs.

18 Miscellaneous.
18.1 Electronic agreement; copyright dispute

• The user’s affirmative action of utilizing the services or making a Fivedocs account constitutes the user's electronic signature to this contract, which adds Fivedocs Acceptable Use Policy, Fivedocs Privacy Policy, and Fivedocs Community standards. • This contract and any other documents to be sent jointly with the services might be electronic signatures. Any electronically signed appearing on this contract or any other documents are similar to handwritten signatures for enforceability, validity, and admissibility. • Please view Fivedocs Acceptable Use policy to review Fivedocs copyright argument policy.

18.2 Text/SMS Communications.

• By voluntarily ging the user's cell phone number to Fivedocs, the user acknowledges that Fivedocs might get in touch with their users through telephone, MMS, or SMS messages to send the user the content that Fivedocs think might be of attention to the user at that phone number which the user has provided. • The user at this moment agrees to receive such communication for the active, transaction, or informational purposes, and the User warrants and represents that every individual the User lists for the services or for whom the user submits a wireless phone number has agreed to receive the communications from Fivedocs. • The user acknowledges to insure and holds Fivedocs meaningless from and against any liabilities, claims, damages, expenses, and losses, increasing from or in any situation related to the user's break of the ongoing. • Data and message charges from the user’s mobile telephone services provider. • The user can opt-out of receiving text messages by adjusting the user's notification setting in the User's Fivedocs account or following the given directions. • It is to be noted that the selection of receiving all texts might impact the user's utilization of the services. • Suppose the user deactivates or changes the phone number that they submit to Fivedocs. In that case, the user has an affirmative responsibility to keep up-to-date with the user's account content. The cell numbers that are connected to the user Fivedocs account to stop Fivedocs from the involuntarily communicating with an individual who obtains any cell phone numbers beforehand qualified to the user's, and any potential cell phone number the user linked to the user's account might receive Fivedocs SMS messages unless the user also unsubscribes through the procedures mentioned above.

18.3 Limitation of claims

• No activities rising under or concerning this contract, irrespective of the form, might be taken by the user more than one year after movements rose; the activities carried subsequently are continually barred.

18.4 Severability

• On any occasion, any individual or more than one of the requirements of this contract shall for any cause be detained to be unacceptable, unenforceable, and illegal. The left-over requirements of this contract shall be undamaged. • The illegal, invalid, or unenforceable requirements shall be changed by the provision that comes near to the intention of the User and Fivedocs that highlights the unlawful, invalid, or unenforceable provision, other than to the degree no such provision is enforceable, illegal, or valid in which occasion such unenforceable, the invalid, or unlawful provision shall be eliminated or limited to the minor extent required so that the provisions of this contract remains in the entire force and enforceable and effect.

18.5 They are governing laws and language.

• This contract shall be considered to have been come into and shall be enforced and construed according to the FEDERAL ARBITRATION ACT, valid federal regulation, and the regulations of the government of New York as included in the agreement created and to be executed fully within New York, without providing the effect to the government's conflicts of law statute. • This contract and the entire agreements referenced in this were enlisted in English. Therefore, any transformations shall not be required on either the User and Fivedocs to the extent they struggle with the English language versions.

18.6 Entire contract; wavier.

• This contract and any additional policies, terms, guidelines, and rules posted by the services, each of which is incorporated in this by the situation, as well as the Fivedocs privacy policy, Fivedocs acceptable use policy, and the community standards, establish the entire contract amongst the User and Fivedocs and surpass all the pastoral and written agreement. • The loss of any party to workout in any right and respect submitted in this shall not be believed a wavier of any extended rights here.

18.7 Headings

• The headings listed in this contract are for convenience purposes only. • The headings do not form a part hereof and in no way define, modify, limit, describe, construe or interpret the scope, meaning, or intent of this contract or any terms or conditions.

18.8 Assignment.

• Fivedocs might submit this contract at any period and without limitation to any subsidiary, parent, or affiliated company, or as part of the sales, to combine with or other transmissions of the of Fivedocs business or any possessions to other entity. • The user might not submit, sublicense or transfer this contract to another entity, and any effort to do so in the destruction of this part shall be void or null.

18.9 Eligibility.

• The user must be at least 18 years or above or at the legal age to form a billing agreement in the user's jurisdiction if that age group is above 18 years of age to make a Fivedocs account or utilize the services on their own. • Individuals who are in the age group of 13 to 18 or the valid legal age group in the user’s jurisdiction, the user can utilize the services only under the direction of their guardian or parents. They have to acknowledge these Terms of Use. • By utilizing the services on behalf of their child, the user represents and guarantees that the user is the legal guardians and the parents of such child and that all the references in these Terms of Use to the "user" shall be linked to the child or any person on whose behalf the user has agreed to add into these Terms of Use and the User in their capacity as the legal guardian or parent of such child and the lawful group of such person. • If the user does not meet the requirements of these Terms of Use, the user might not utilize the services. • The utilization of the services is invalid and was forbidden by the excellent law, and the right to contact the services is canceled in such jurisdictions. • By utilizing the services, the user signifies and guarantees that the user has the authority, right and capacity to include the terms of use. • The services are controlled in the United States and planned for United States users only. Any use of the exterior of the United States or use linked to movements exterior of the United States is banned, and the user is sole in charge of it. • The users are in charge of the agreement with any state, local, or federal regulations that apply to their utilization of the services.

REFERENCE: